| Financing for Our Special Fur Customers...
We offer our select customers financing for their dream fur purchases, for each order over $600.00.
• No complicated financing documents to fill
out. One simple form gets you approved.
• Fast turnaround time. Once you pick out the
fur of your choice, we have “same day” credit
approval during normal business hours.
• Our 12 and 24 month contracts make your minimum
monthly payment affordable and within your budget.
• Our 18% Annual Percentage rate (one of
the lowest in the industry) keeps your payments
low.
• You have a line of credit that allows you
to “add-on” to your account as you make payments.
15 Day return policy applies to all purchases
even those purchased through our finance program.
Easy Financing Steps:
• Before applying for credit, make sure the
purchase item(s) is available in your size and
desired color. Not every item is available for financing.
Call 1-800-377-0535 to check availability. Please mention that you are considering payment through financing so the staff will know the time available to get in the item if it is not in stock. Some items may take a few days to confirm.
• After obtaining advice from us that the purchase
item(s) you choose is or will be available,
place your order in our secured site and choose
Finance as the payment method at checkout. You
will immediately receive an e-mailed order confirmation
with assigned order number.
• Complete the Initial Online Credit Application Form
• MadisonAveMall.com will then contact
you directly through e-mail and provide all
the documents needed to obtain financing for
your new purchase item(s). The documents will
be filled out and ready for signature. It is
necessary for you to provide certain personal
information that includes identity verification
documents. After MadisonAveMall.com receives the documents; your purchase item(s)
will be released for delivery.
Frequently Asked Questions:
Q: What amount can I finance?
Q: What are the basic qualifications to get
approved for financing?
Q: Can I choose partial financing and pay the
balance by other means?
Q: How soon will I be notified after I submit
my Initial Credit Application Form?
Q: What documents will be required from me after
approval?
Q: How much will my monthly payment be?
Q: What are the basic terms of the loan?
Q: When is the first payment due and how do
I make the first payment?
Q: Can I repay the loan in full or accelerate
payment without penalty?
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Q: What amount can I finance?
A: You can finance a fur order for amounts of $600 and higher. We do not finance jewelry or items for less than $600.
Q: Can I choose partial
financing and pay the balance by other means?
A: Yes. We encourage making a down payment by
credit card or check and then finance the balance
of your purchase through MadisonAveMall.com.
Q: How soon will I
be notified after I submit my Initial Credit
Application Form?
A: You will be advised within 24 hours of your
application on weekdays. In many cases, our
response time is less than two hours during
normal business hours.
Q: What documents
will be required from me after approval?
A: 1. A copy of your driver’s license from the
state in which you reside.
2. A copy of a void check from your checking
account for the purposes of identification and
to confirm your checking account for electronic
debiting of your monthly payments.
3. A copy of a valid credit card in your name
for identification purposes and to use should
you become 15 days or more delinquent. These
items along with the completed and signed Retail
Installment Contract and Credit Application
should be sent directly to MadisonAveMall.com. You will receive all this information
and instructions by e-mail directly from MadisonAveMall.com.
4. A notarized copy of a photo I.D.
Q: How much will my
monthly payment be?
A: That depends on the size of your purchase.
An average $3000 purchase would have a monthly
payment of approximately $110 per month for
36 months.
Q: What are the basic
terms of the loan?
A: The normal loan of $3000 or more is paid
over 36 months. Loans of less than $3000 are
paid over 24 months. The current APR is 18%.
Q: When is the first
payment due and how do I make the first payment?
A: Your first payment will be deducted from
your checking account approximately 45 days
from the date of your order. You may pick the
5th, 15th or 25th of the month as your payment
date.
Q: Can I repay the
loan in full or accelerate payment without penalty?
A: Yes. The sooner you pay the account off,
the more interest charges you will save. There
is no penalty for prepayment.
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